All > Healthcare > Medicine > HIV/AIDS

All > Healthcare > Medicine > Cancer > Cancer Statistics

All > Healthcare > Health Insurance

  • The amount you owe for health care services that your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.

    Maryland Health Connection - Cite This Source - This Definition
  • A deductible is a specific amount of money that you agree to pay before you receive any benefits for covered services from the health insurance carrier. Deductibles can vary, but if your policy has a $1,500 deductible, and you receive doctor’s care and medication that costs $1,200, you must pay for all of it. The carrier is not responsible for the amount of the covered service or medication you pay for up to the amount of deductible.

    In addition to the monthly premium, or cost to be covered by insurance, you must also pay for all covered services until you reach the deductible amount. Generally, the higher the deductible is, the lower the monthly premium will be. If you agree to pay a $10,000 deductible, your premium would be lower, but if you are sick or injured, you will have to pay $10,000 worth of medicine and treatment before the carrier pays anything. (Check your policy to see what the options are.)

    The entire deductible has to be met before your carrier will cover many of the services you could need, including hospital stays.

    After you reach the deductible amount during a specific period of time, the carrier will begin reimbursing for covered medical services and treatment as specified in the policy. This may be at 100% co-insurance or could be another percentage, such as 50% of your medical treatment and services.

    Once you meet your deductible then you’re done for that calendar year or for the period specified in your policy. The following year, or next deductible period, you have to start satisfying the deductible all over again.

    Colorado DORA Division of Insurance - Cite This Source - This Definition
  • The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won’t pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.

    U.S. Centers for Medicare & Medicaid Services - Cite This Source - This Definition
  • The amount you must pay out-of-pocket for health care for services covered by your health insurance or plan before your health insurance or plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.

  • The amount you must pay for medical services each year before your insurance begins paying.

    California Department of Insurance - Cite This Source - This Definition
  • A dollar amount that a patient must pay for health care services each year before the insurer will begin paying claims under a policy.

    Minnesota Department of Commerce, Insurance - Cite This Source - This Definition
  • Browse Related Terms: Access Fee, Catastrophic Health Insurance, Catastrophic Health Plan, Co-insurance, Co-pay, Co-payment, Coinsurance, Cost Sharing, Deductible, Doctor Visits, Limited Benefit Health Insurance Policies, Medicare Supplement (Medigap) Insurance, Out-of-Pocket Costs, Out-of-Pocket Limit, Out-of-Pocket Maximum, Out-of-pocket maximum/limit, Stop-Loss

Also listed in:

All > Healthcare > Medicine > Malaria

All > Healthcare > Medicine > Malaria

All > Healthcare > Medicine > Cancer > Cancer Statistics

All > Healthcare > Medicine > Malaria

All > Healthcare > Health Insurance

  • An insurance company decision to withhold a claim payment or preauthorization. A denial may be made because the medical service is not covered, not medically necessary, or experimental or investigational.

    California Department of Insurance - Cite This Source - This Definition

Also listed in:

All > Healthcare > Health Insurance

All > Healthcare > Health Insurance

All > Healthcare > Health Insurance

Also listed in:

All > Healthcare > Health Insurance

All > Healthcare > Medicine > Drug

All > Healthcare

  • Any of several diseases in which the kidneys make a large amount of urine. Diabetes usually refers to diabetes mellitus in which there is also a high level of glucose (a type of sugar) in the blood because the body does not make enough insulin or use it the way it should.

    Agency for Healthcare Research and Quality (AHRQ) - Cite This Source - This Definition

All > Healthcare > Medicine > Healthcare Associated Infections

Also listed in:

All > Healthcare

Also listed in:

All > Healthcare > Medicine > Healthcare Associated Infections

All > Healthcare > Medicine > Healthcare Associated Infections

Also listed in:

All > Healthcare > Medicine > Hantavirus

All > Healthcare > Health Insurance

All > Healthcare > Health Insurance

Also listed in:

ExpertGlossary.com