An authorized charge is any charge that you or any authorized user makes on the account, and any fees and interest charges owing on the account.
Any charge made by an authorized user is an authorized charge. This is true even if you told the authorized user not to make that specific charge.
A charge will still be authorized even if it is an illegal transaction (like illegal gambling charges), or it puts you over your credit limit, or it is made after your account has closed.
An authorized charge can be made over the telephone, in person, on the Internet, or in any other way that your account can be used.
- Browse Related Terms: Annual fee, application fee, Authorized charge, Credit-limit-increase fee, Late-payment fee, Over-the-limit fee, Penalty fees, Protected balances, Returned payment, Set-up fee, Workout arrangement