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• A history of loan and bill payments, kept by a credit bureau and used by financial institutions and other potential creditors to determine the likelihood that your future debt will be repaid. Lenders and insurers use information from credit reports, along with your credit score, to set loan and insurance rates. Also called a credit history. To learn more about credit reports, visit our Consumer's Guide to Credit Reports and Credit Scores.

  Board of Governors of the Federal Reserve System - Cite This Source - This Definition
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  Cite Definition for Credit Report

  American Psychological Association (APA)

  Credit Report. (n.d.). Credit Card Consumer's Guide. Retrieved February 1, 2023, from website: http://www.expertglossary.com/definition/credit-report.

  Chicago Manual of Style (CMS)

  Credit Report. www.federalreserve.gov. Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. http://www.expertglossary.com/definition/credit-report (accessed: February 1, 2023).

  Modern Language Association (MLA)

  "Credit Report." Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. 1 February. 2023 http://www.expertglossary.com/definition/credit-report.

• Browse Related Terms: Address on file, Assign, Credit bureau, Credit History, Credit limit, Credit Report, Credit reporting agency, Credit score, Debt cancellation coverage, Debt suspension coverage, Default, Foreign currency transaction, Retail credit card, Treasury bill rate, Workout agreement

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