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• Declining a particular service offered by your bank.

  Board of Governors of the Federal Reserve System - Cite This Source - This Definition
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  Cite Definition for Opt-out

  American Psychological Association (APA)

  Opt-out. (n.d.). Credit Card Consumer's Guide. Retrieved May 29, 2023, from website: http://www.expertglossary.com/definition/opt-out.

  Chicago Manual of Style (CMS)

  Opt-out. www.federalreserve.gov. Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. http://www.expertglossary.com/definition/opt-out (accessed: May 29, 2023).

  Modern Language Association (MLA)

  "Opt-out." Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. 29 May. 2023 http://www.expertglossary.com/definition/opt-out.

• Browse Related Terms: Affinity card, Credit counseling service, Opt-in, Opt-out, Premium credit card, Prime rate, Purchases

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• Giving your credit card company or bank permission to include you in a particular service.

  Board of Governors of the Federal Reserve System - Cite This Source - This Definition
  ×

  Cite Definition for Opt-in

  American Psychological Association (APA)

  Opt-in. (n.d.). Credit Card Consumer's Guide. Retrieved May 29, 2023, from website: http://www.expertglossary.com/definition/opt-in.

  Chicago Manual of Style (CMS)

  Opt-in. www.federalreserve.gov. Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. http://www.expertglossary.com/definition/opt-in (accessed: May 29, 2023).

  Modern Language Association (MLA)

  "Opt-in." Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. 29 May. 2023 http://www.expertglossary.com/definition/opt-in.

• Browse Related Terms: Affinity card, Credit counseling service, Opt-in, Opt-out, Premium credit card, Prime rate, Purchases

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• A fee charged if your account balance goes over your credit limit. You will not be charged this fee unless you have authorized your credit card company to permit transactions that exceed your credit limit.

  Board of Governors of the Federal Reserve System - Cite This Source - This Definition
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  Cite Definition for Over-the-limit fee

  American Psychological Association (APA)

  Over-the-limit fee. (n.d.). Credit Card Consumer's Guide. Retrieved May 29, 2023, from website: http://www.expertglossary.com/definition/over-the-limit-fee.

  Chicago Manual of Style (CMS)

  Over-the-limit fee. www.federalreserve.gov. Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. http://www.expertglossary.com/definition/over-the-limit-fee (accessed: May 29, 2023).

  Modern Language Association (MLA)

  "Over-the-limit fee." Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. 29 May. 2023 http://www.expertglossary.com/definition/over-the-limit-fee.

• Browse Related Terms: Annual fee, application fee, Authorized charge, Credit-limit-increase fee, Late-payment fee, Over-the-limit fee, Penalty fees, Protected balances, Returned payment, Set-up fee, Workout arrangement

All > Business > Finance > Personal Finance > Consumer Credit > Credit Card

• An overdraft occurs when you write a check, make an ATM transaction, use your debit card to make a purchase, or make an automatic bill payment or other electronic payment for an amount greater than the balance in your checking account.

  Board of Governors of the Federal Reserve System - Cite This Source - This Definition
  ×

  Cite Definition for Overdraft

  American Psychological Association (APA)

  Overdraft. (n.d.). Credit Card Consumer's Guide. Retrieved May 29, 2023, from website: http://www.expertglossary.com/definition/overdraft.

  Chicago Manual of Style (CMS)

  Overdraft. www.federalreserve.gov. Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. http://www.expertglossary.com/definition/overdraft (accessed: May 29, 2023).

  Modern Language Association (MLA)

  "Overdraft." Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. 29 May. 2023 http://www.expertglossary.com/definition/overdraft.

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