Commercial bank
Personal Finance
Commercial banks offer a full range of retail banking products and services, such as checking and savings accounts, loans, credit cards, and lines of credit to individuals and businesses.
Most commerical banks also sell certain investments and many offer full brokerage and financial planning services.
Real Estate
A financial institution authorized to provide a variety of financial services. Although commercial banks do make long-term mortgage loans, they have traditionally concentrated on short- term loans and are good sources for construction loans, home improvement loans, and second loans secured by home equity, and home equity lines of credit.