Fair Credit Reporting Act (FCRA) (FCRA)

A Federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes.

The FCRA regulates consumer credit reporting and related industries to ensure that consumer information is reported in an accurate, timely, and complete manner. The Act was amended to address the sharing of consumer information with affiliates.

A Federal law, established in 1971 and revised in 1997 that gives consumers the right to see their credit records and correct any mistakes. The FCRA regulates consumer credit reporting and related industries to ensure that consumer information is reported in an accurate, timely, and complete manner. FCRA was amended to address the sharing of consumer information with affiliates.

A federal law supplemented by Maine law, which gives rules and regulations governing credit bureaus and credit reports.