Home Ownership and Equity Protection Act (HOEPA) (HOEPA)

Lenders are required to report whether a loan is subject to the provisions of the HOEPA. HOEPA, enacted as part of the Truth in Lending Act, imposes substantive limitations and additional disclosures on certain types of home mortgage loans with rates or fees above a certain percentage or amount. For more information about HOEPA, see the Board's Regulation Z, 12 CFR part 226, sections 31, 32 and 34.