Local Check

A check payable by, at, or through a bank in the same check processing region as the location of the branch of the depository bank. (The depository bank is the bank into which the check was deposited.) Any check that does not qualify as a local check is by definition a nonlocal check.

A check payable by, at, or through a bank in the same check processing region as the location of the branch of the depository bank. The depository bank is the bank into which the check was deposited. As of February 27, 2010, the Federal Reserve consolidated its checking processing centers into one processing center. Therefore, all checks are now considered local.

A check payable by, at, or through a financial institution in the same check processing region as the location of the branch of the depository institution. The depository institution is the institution into which the check was deposited. As of February 27, 2010, the Federal Reserve consolidated its checking processing centers into one processing center. Therefore, all checks are now considered local.