Standard payment instructions

You must pay your credit card bill in a manner that meets all the following conditions:

1. You must pay in U.S. Dollars; and
2. You must not pay in cash, unless you pay at one of our branches; and
3. Except for payments made pursuant to (2) above, your payment must be drawn on a U.S. deposit account, or by a cashier’s check drawn on a U.S. bank or a foreign bank branch in the U.S.; and
4. You must not attach any restrictive language to your payment; and
5. You must not pay from a credit account that we provide you, such as a check drawn on any credit card account that you have with us; and
6. If you make payment in a paper form (like a check, money order, or cashier’s check), you must include the payment coupon from your statement OR write your credit card account number on the payment.

In addition:

7. If we decide in our discretion to accept a form of payment that does not meet these standard payment instructions, we do not waive our rights to continue to require payments that comply with these instructions; and
8. If we decide in our discretion to accept a payment that you make to us in a foreign currency, we will choose the conversion rate.