Finance terms starting with R

125 terms

101. Revocable trust A revocable trust is a living trust that can be modified or revoked by the grantor, or person who establishes the trust and transfers property to it.
102. Revolving Credit A credit agreement (typically a credit card) that allows a customer to borrow against a preapproved credit line when purchasing goods and services.
103. Rider A written agreement attached to the policy expanding or limiting the benefits otherwise payable under the policy. Same as an "endorsement."
104. Right of Offset Banks' legal right to seize funds that a guarantor or debtor may have on deposit to cover a loan in default. It is also known as the right of set-off.
105. Right of Rescission Right to cancel, within three business days, a contract that uses the home of a person as collateral, except in the case of a first mortgage loan.
106. Right. A temporary privilege granted to existing common shareholders to purchase additional shares directly from the company at a stated price.
107. Rights of survivorship If two or more people own property jointly with rights of survivorship and one of the owners should die, the deceased owner's share of the property…
108. Rights offering In a rights offering, also known as a subscription right, a company offers existing shareholders the opportunity to buy additional shares of company stock…
109. Risk The possibility of loss; the uncertainty of future returns.
110. Risk Classifcation (See Underwriting.)
111. Risk premium A risk premium is one way to measure the risk you'd take in buying a specific investment.
112. Risk ratio Some investors and financial analysts try to estimate the risk an investment poses by speculating on how much the investment is likely to increase in…
113. Risk Tolerance The degree to which you are willing to risk losing some (or all) of your original investment in exchange for a chance to earn a higher rate of return.
114. Risk-adjusted performance When you evaluate an investment's risk-adjusted performance, you aren't looking simply at its straight performance figures but at those figures in…
115. Risk-free return When you buy a US Treasury bill that matures in 13 weeks, you're making a risk-free investment in the sense that there's virtually no chance of losing…
116. Rollover If you move your assets from one investment to another, it's called a rollover.
117. Rollover IRA A rollover IRA is an individual retirement annuity you create with tax-deferred assets you move from an employer sponsored retirement plan to a…
118. Roth 401(k) The Roth 401(k) retirement plan, which was introduced in 2006, allows you to make after-tax contributions to your account.
119. Roth 401(k) Savings Plan After-tax retirement savings plan offered through the South Carolina Deferred Compensation Program .
120. Roth IRA A Roth IRA is a variation on a traditional individual retirement account (IRA).
121. Round lot A round lot is the normal trading unit for stocks and bonds on an organized securities exchange or market, also called a trading platform.
122. Rule of 78 A practice, called the Rule of 78, means that lenders front-load the interest they charge on a short-term loan to guarantee their profit if you pay off…
123. Rural Development (RD) The "Rural Development" mortgage program is governed by the USDA and is designed to promote homeownership in rural areas.
124. Russell 1000 Index This capitalization-weighted index, published by the Frank Russell Company of Tacoma, Washington, tracks the 1000 largest stocks that are included in the…
125. Russell 2000 Index The Russell 2000 Index, published by the Frank Russell Company of Tacoma, Washington, tracks the stocks of the 2,000 smallest companies in the Russell…