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• A way of pricing insurance where premiums are not based upon a policyholder's health status, but may be based upon other factors, such as age and geographic location. The ACA requires the use of adjusted community rating, with maximum variation for age of 3:1 and for tobacco use of 1.5:1.

  Minnesota Department of Commerce, Insurance - Cite This Source - This Definition
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  Cite Definition for Adjusted community rating

  American Psychological Association (APA)

  Adjusted community rating. (n.d.). Glossary of Health Insurance Terms. Retrieved April 2, 2023, from website: http://www.expertglossary.com/definition/adjusted-community-rating.

  Chicago Manual of Style (CMS)

  Adjusted community rating. mn.gov. Glossary of Health Insurance Terms. Minnesota Department of Commerce, Insurance. http://www.expertglossary.com/definition/adjusted-community-rating (accessed: April 2, 2023).

  Modern Language Association (MLA)

  "Adjusted community rating." Glossary of Health Insurance Terms. Minnesota Department of Commerce, Insurance. 2 April. 2023 http://www.expertglossary.com/definition/adjusted-community-rating.

• Browse Related Terms: Actuarial justification, Adjusted community rating, Age Rating, Annual Limit, Community rating, Guaranteed Issue, Guaranteed renewability, Guaranteed Renewal, Health Status Rating, Interstate compact, Lifetime limit, Medical Loss Ratio (MLR), Multi-state plan, Qualified health plan, Rate Review, Rating Factors, Rescission, Risk Adjustment, Small group market