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• The ACA requires all health insurance plans sold after 2014 to include a basic package of benefits including hospitalization, outpatient services, maternity care, prescription drugs, emergency care and preventive services among other benefits. It also places restrictions on the amount of cost-sharing that patients must pay for these services.

  Minnesota Department of Commerce, Insurance - Cite This Source - This Definition
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  Cite Definition for Essential Benefits

  American Psychological Association (APA)

  Essential Benefits. (n.d.). Glossary of Health Insurance Terms. Retrieved February 3, 2023, from website: http://www.expertglossary.com/definition/essential-benefits.

  Chicago Manual of Style (CMS)

  Essential Benefits. mn.gov. Glossary of Health Insurance Terms. Minnesota Department of Commerce, Insurance. http://www.expertglossary.com/definition/essential-benefits (accessed: February 3, 2023).

  Modern Language Association (MLA)

  "Essential Benefits." Glossary of Health Insurance Terms. Minnesota Department of Commerce, Insurance. 3 February. 2023 http://www.expertglossary.com/definition/essential-benefits.

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