A health plan that provides coverage for individuals with pre-existing health care conditions who cannot purchase it in the private market. The Minnesota Comprehensive Health Association (MCHA) is the state high risk pool and was established in 1976. The ACA created a second, temporary high risk pool program, called the Pre-Existing Condition Insurance Plan (PCIP) which is administered by the federal government for Minnesota residents. The two high-risk pools differ in eligibility requirements.
- Browse Related Terms: Creditable Coverage, Creditable Coverage or Prior Qualifying Coverage, Disclosure, Discount Health Plan, Elimination period, Exclusion, High Risk Pool Plan (State), High-risk pool, Maryland Health Insurance Program (MHIP), Minnesota Comprehensive Health Association (MCHA), Portability, Pre-existing Condition, Pre-Existing Condition (Job-based Coverage), Pre-existing condition exclusion, Pre-Existing Condition Exclusion Period (Individual Policy), Pre-Existing Condition Exclusion Period (Job-based Coverage), Pre-existing Condition Insurance Plan (PCIP), Rider (exclusionary rider)