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• Similar to the Pre-Existing Condition Insurance Plan under the Affordable Care Act, for years many states have offered plans that provide coverage if you have been locked out of the individual insurance market because of a pre-existing condition. High-risk pool plans may also offer coverage if you're HIPAA eligible or meet other requirements. High-risk pool plans offer health insurance coverage that is subsidized by a state government. Typically, your premium is up to twice as much as you would pay for individual coverage if you were healthy.

  U.S. Centers for Medicare & Medicaid Services - Cite This Source - This Definition
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  Cite Definition for High Risk Pool Plan (State)

  American Psychological Association (APA)

  High Risk Pool Plan (State). (n.d.). HealthCare.gov Glossary. Retrieved February 1, 2023, from website: http://www.expertglossary.com/definition/high-risk-pool-plan-state.

  Chicago Manual of Style (CMS)

  High Risk Pool Plan (State). HealthCare.gov Glossary. U.S. Centers for Medicare & Medicaid Services. http://www.expertglossary.com/definition/high-risk-pool-plan-state (accessed: February 1, 2023).

  Modern Language Association (MLA)

  "High Risk Pool Plan (State)." HealthCare.gov Glossary. U.S. Centers for Medicare & Medicaid Services. 1 February. 2023 http://www.expertglossary.com/definition/high-risk-pool-plan-state.

• Browse Related Terms: Creditable Coverage, Creditable Coverage or Prior Qualifying Coverage, Disclosure, Discount Health Plan, Elimination period, Exclusion, High Risk Pool Plan (State), High-risk pool, Maryland Health Insurance Program (MHIP), Minnesota Comprehensive Health Association (MCHA), Portability, Pre-existing Condition, Pre-Existing Condition (Job-based Coverage), Pre-existing condition exclusion, Pre-Existing Condition Exclusion Period (Individual Policy), Pre-Existing Condition Exclusion Period (Job-based Coverage), Pre-existing Condition Insurance Plan (PCIP), Rider (exclusionary rider)