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A period of time that an individual must wait either after becoming employed or submitting an application for a health insurance plan before coverage becomes effective and claims may be paid. Premiums are not collected during this period. Effective in 2014, the ACA will limit waiting periods to 90 days.
- Browse Related Terms: Business Day, Calendar Day, Contestability, Grace Period, Mandated benefit, Mandated Health Benefit, Plan Year, Policy Year, Waiting Period
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All > Healthcare > Health Insurance
The time that must pass before coverage can become effective for an employee or dependent who is otherwise eligible for coverage under a job-based health plan.
- Browse Related Terms: Conversion, Family and Medical Leave Act (FMLA), HIPAA Eligible Individual, Individual Health Insurance Policy, Minimum Essential Coverage, Nondiscrimination, Open Enrollment Period, Special Enrollment Period, State Continuation Coverage, Waiting Period (Job-based coverage)
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Routine doctor visits for comprehensive preventive health services that occur when a baby is young and annual visits until a child reaches age 21. Services include physical exam and measurements, vision and hearing screening, and oral health risk assessments.
- Browse Related Terms: Accountable Care Organization, Chronic Disease Management, Disease managem ent, Essential Health Benefits, prevention, preventive, Preventive Medicine, Preventive Services, Well-baby and Well-child Visits
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A program intended to improve and promote health and fitness that's usually offered through the work place, although insurance plans can offer them directly to their enrollees. The program allows your employer or plan to offer you premium discounts, cash rewards, gym memberships, and other incentives to participate. Some examples of wellness programs include programs to help you stop smoking, diabetes management programs, weight loss programs, and preventative health screenings.
- Browse Related Terms: COBRA, COBRA coverage, Employer Choice, Employee Choice, Employer Contribution, Employer or Union Retiree Plans, Flexible Benefits Plan, Fully Insured Job-based Plan, Group Health Plan, Health Reimbursement Account (HRA), Job-based Health Plan, Large Group Health Plan, Medicare Hospital Insurance Tax, Premium, Self-insured, Self-Insured Plan, Small Employer, Third Party Administrator (TPA), Wellness Programs, Worker's compensation
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A test for detecting the specific antibodies to HIV in a person's blood. It is commonly used to verify positive EIA tests.
- Browse Related Terms: Cultural Competence, Exposure Category, Reverse Transcriptase Polymerase Chain Reaction (RT-PCR), Risk Factor or Risk Behavior, Seroconversion, Seroprevalence, Transmission Category, Viral Load, Western Blot
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Symptoms that occur after chronic use of a drug is reduced abruptly or stopped.
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All > Healthcare > Health Insurance
An insurance plan that employers are required to have to cover employees who get sick or injured on the job.
- Browse Related Terms: COBRA, COBRA coverage, Employer Choice, Employee Choice, Employer Contribution, Employer or Union Retiree Plans, Flexible Benefits Plan, Fully Insured Job-based Plan, Group Health Plan, Health Reimbursement Account (HRA), Job-based Health Plan, Large Group Health Plan, Medicare Hospital Insurance Tax, Premium, Self-insured, Self-Insured Plan, Small Employer, Third Party Administrator (TPA), Wellness Programs, Worker's compensation
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