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• For purposes of HMDA, the term is interchangeable with "metropolitan area." The underlying concept of an MSA is that of a core area containing a large population nucleus, together with adjacent communities having a high degree of economic and social integration with that core. MSAs are composed of entire counties or county equivalents. Every MSA has at least one urbanized area with a population of 50,000 or more.

  Federal Financial Institutions Examination Council - Cite This Source - This Definition
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  Cite Definition for Metropolitan Statistical Area (MSA)

  American Psychological Association (APA)

  Metropolitan Statistical Area (MSA). (n.d.). Home Mortgage Disclosure Act (HMDA) Glossary. Retrieved June 5, 2023, from website: http://www.expertglossary.com/definition/metropolitan-statistical-area-msa.

  Chicago Manual of Style (CMS)

  Metropolitan Statistical Area (MSA). www.ffiec.gov. Home Mortgage Disclosure Act (HMDA) Glossary. Federal Financial Institutions Examination Council. http://www.expertglossary.com/definition/metropolitan-statistical-area-msa (accessed: June 5, 2023).

  Modern Language Association (MLA)

  "Metropolitan Statistical Area (MSA)." Home Mortgage Disclosure Act (HMDA) Glossary. Federal Financial Institutions Examination Council. 5 June. 2023 http://www.expertglossary.com/definition/metropolitan-statistical-area-msa.

• Browse Related Terms: Activity Year, Census Tract, County Code, Geocode, Metropolitan Division (MD), Metropolitan Statistical Area (MSA), Metropolitan Statistical Area (MSA) / Metropolitan Division (MD), Quality Edits, State Code, Syntactical Edits, Validity Edits