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• These fields identify why an application was denied. As many as three reasons may be reported. Recording reasons for denial is optional, except for institutions supervised by the Office of Thrift Supervision (OTS)* or the Office of the Comptroller of the Currency (OCC).

  * Requirement of reporting reasons for denial for OTS only applies for years 2010 and prior.

  Federal Financial Institutions Examination Council - Cite This Source - This Definition
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  Cite Definition for Reasons for Denial

  American Psychological Association (APA)

  Reasons for Denial. (n.d.). Home Mortgage Disclosure Act (HMDA) Glossary. Retrieved February 8, 2023, from website: http://www.expertglossary.com/definition/reasons-for-denial.

  Chicago Manual of Style (CMS)

  Reasons for Denial. www.ffiec.gov. Home Mortgage Disclosure Act (HMDA) Glossary. Federal Financial Institutions Examination Council. http://www.expertglossary.com/definition/reasons-for-denial (accessed: February 8, 2023).

  Modern Language Association (MLA)

  "Reasons for Denial." Home Mortgage Disclosure Act (HMDA) Glossary. Federal Financial Institutions Examination Council. 8 February. 2023 http://www.expertglossary.com/definition/reasons-for-denial.

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