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• A classification of mortgages in which the risk profile falls between prime and subprime. Alt-A mortgages are generally considered higher risk than prime due to factors that may include higher loan-to-value and debt-to-income ratios or limited documentation of the borrower’s income.

  Federal Housing Finance Agency, Office of Inspector General - Cite This Source - This Definition
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  Cite Definition for Alt-A Mortgages

  American Psychological Association (APA)

  Alt-A Mortgages. (n.d.). Federal Housing Finance Agency Glossary of Terms. Retrieved March 27, 2023, from website: http://www.expertglossary.com/definition/alt-a-mortgages.

  Chicago Manual of Style (CMS)

  Alt-A Mortgages. fhfaoig.gov. Federal Housing Finance Agency Glossary of Terms. Federal Housing Finance Agency, Office of Inspector General. http://www.expertglossary.com/definition/alt-a-mortgages (accessed: March 27, 2023).

  Modern Language Association (MLA)

  "Alt-A Mortgages." Federal Housing Finance Agency Glossary of Terms. Federal Housing Finance Agency, Office of Inspector General. 27 March. 2023 http://www.expertglossary.com/definition/alt-a-mortgages.

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