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• A record of an individual’s or company’s past borrowing and repaying behavior maintained by an independent credit reporting agency. It will list personal or corporate information, including how long your credit lines remained open, history of late and current payments, the original amount and the outstanding balance, monthly payments, charged-off accounts, delinquent accounts, and accounts charged-off in bankruptcy.

  National Credit Union Administration - Cite This Source - This Definition
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  Cite Definition for Credit History

  American Psychological Association (APA)

  Credit History. (n.d.). Pocket Cents Glossary. Retrieved April 2, 2023, from website: http://www.expertglossary.com/definition/credit-history.

  Chicago Manual of Style (CMS)

  Credit History. www.mycreditunion.gov. Pocket Cents Glossary. National Credit Union Administration. http://www.expertglossary.com/definition/credit-history (accessed: April 2, 2023).

  Modern Language Association (MLA)

  "Credit History." Pocket Cents Glossary. National Credit Union Administration. 2 April. 2023 http://www.expertglossary.com/definition/credit-history.

• Browse Related Terms: Account History, Appraisal, Average daily balance, Billing Date, Cash basis accounting, Cash Flow, Credit History, Credit Repair Organization, Grace Period, Minimum finance charge, Periodic rate

All > Business > Finance > Personal Finance > Consumer Credit > Credit Card

• See credit report.
  Board of Governors of the Federal Reserve System - Cite This Source - This Definition
  ×

  Cite Definition for Credit History

  American Psychological Association (APA)

  Credit History. (n.d.). Credit Card Consumer's Guide. Retrieved April 2, 2023, from website: http://www.expertglossary.com/definition/credit-history.

  Chicago Manual of Style (CMS)

  Credit History. www.federalreserve.gov. Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. http://www.expertglossary.com/definition/credit-history (accessed: April 2, 2023).

  Modern Language Association (MLA)

  "Credit History." Credit Card Consumer's Guide. Board of Governors of the Federal Reserve System. 2 April. 2023 http://www.expertglossary.com/definition/credit-history.

• Browse Related Terms: Address on file, Assign, Credit bureau, Credit History, Credit limit, Credit Report, Credit reporting agency, Credit score, Debt cancellation coverage, Debt suspension coverage, Default, Foreign currency transaction, Retail credit card, Treasury bill rate, Workout agreement

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