All > Business > Finance > Personal Finance > Consumer Credit

• or “consumer reports,” contain information about your credit worthiness. Information is kept on file with a credit bureau and will display data about past payment history. You have the right to request a free copy of your credit report once a year. Contact the Maine Office of Consumer Credit Regulation at 1-800-332-8529 to order forms.

  State of Maine, Department of Professional and Financial Regulation - Cite This Source - This Definition
  ×

  Cite Definition for Credit Reports

  American Psychological Association (APA)

  Credit Reports. (n.d.). Consumer Credit Protection Glossary. Retrieved June 9, 2023, from website: http://www.expertglossary.com/definition/credit-reports.

  Chicago Manual of Style (CMS)

  Credit Reports. www.maine.gov. Consumer Credit Protection Glossary. State of Maine, Department of Professional and Financial Regulation. http://www.expertglossary.com/definition/credit-reports (accessed: June 9, 2023).

  Modern Language Association (MLA)

  "Credit Reports." Consumer Credit Protection Glossary. State of Maine, Department of Professional and Financial Regulation. 9 June. 2023 http://www.expertglossary.com/definition/credit-reports.

• Browse Related Terms: Appraisal, Credit Bureaus, Credit Reports, Credit score, Divorce Decree, Fair Collection Practices Act, Fair Credit Reporting Act (FCRA), Home Equity Loan, Liable, MCCC-1, Mortgage Company (Supervised Lender), Supervised Lender