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• The percentage of a member's monthly gross income that goes toward paying installment debts. Generally, the higher the ratio, the lower is your capacity to repay the loan. The DTI is calculated by dividing total monthly debts by total monthly gross income.

  National Credit Union Administration - Cite This Source - This Definition
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  Cite Definition for Debt-to-income ratio (DTI)

  American Psychological Association (APA)

  Debt-to-income ratio (DTI). (n.d.). Pocket Cents Glossary. Retrieved February 4, 2023, from website: http://www.expertglossary.com/definition/debt-to-income-ratio-dti.

  Chicago Manual of Style (CMS)

  Debt-to-income ratio (DTI). www.mycreditunion.gov. Pocket Cents Glossary. National Credit Union Administration. http://www.expertglossary.com/definition/debt-to-income-ratio-dti (accessed: February 4, 2023).

  Modern Language Association (MLA)

  "Debt-to-income ratio (DTI)." Pocket Cents Glossary. National Credit Union Administration. 4 February. 2023 http://www.expertglossary.com/definition/debt-to-income-ratio-dti.

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