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• A financial institution that makes loans and obtains its funds mainly through accepting deposits from the public; includes commercial banks, savings and loan associations, savings banks, and credit unions.

  Federal Financial Institutions Examination Council - Cite This Source - This Definition
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  Cite Definition for Depository Institution

  American Psychological Association (APA)

  Depository Institution. (n.d.). Home Mortgage Disclosure Act (HMDA) Glossary. Retrieved June 4, 2023, from website: http://www.expertglossary.com/definition/depository-institution.

  Chicago Manual of Style (CMS)

  Depository Institution. www.ffiec.gov. Home Mortgage Disclosure Act (HMDA) Glossary. Federal Financial Institutions Examination Council. http://www.expertglossary.com/definition/depository-institution (accessed: June 4, 2023).

  Modern Language Association (MLA)

  "Depository Institution." Home Mortgage Disclosure Act (HMDA) Glossary. Federal Financial Institutions Examination Council. 4 June. 2023 http://www.expertglossary.com/definition/depository-institution.

• Browse Related Terms: Agency Code, Branch Office, Capitalization, Depository Institution, Federal Financial Institutions Examination Council (FFIEC), Federal Home Loan Bank Act of 1932, Federal Home Loan Bank Board (“FHLBank Board”), Federal Home Loan Banks (FHLBanks), Federal Housing Administration (FHA), Federal Savings and Loan Insurance Corporation (FSLIC), FHA Approved Lenders, Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA), Nondepository Institution, Respondent or Reporter ID (RID), Thrift