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• amount of a loan that is due to the lender. This does not include additional charges, such as interest.

  Departments of the Treasury & Housing and Urban Development, Making Home Affordable Program - Cite This Source - This Definition
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  Cite Definition for Unpaid Principal Balance (UPB)

  American Psychological Association (APA)

  Unpaid Principal Balance (UPB). (n.d.). Making Home Affordable Glossary. Retrieved April 1, 2023, from website: http://www.expertglossary.com/definition/unpaid-principal-balance-upb.

  Chicago Manual of Style (CMS)

  Unpaid Principal Balance (UPB). www.makinghomeaffordable.gov. Making Home Affordable Glossary. Departments of the Treasury & Housing and Urban Development, Making Home Affordable Program. http://www.expertglossary.com/definition/unpaid-principal-balance-upb (accessed: April 1, 2023).

  Modern Language Association (MLA)

  "Unpaid Principal Balance (UPB)." Making Home Affordable Glossary. Departments of the Treasury & Housing and Urban Development, Making Home Affordable Program. 1 April. 2023 http://www.expertglossary.com/definition/unpaid-principal-balance-upb.

• Browse Related Terms: Annual Percentage Rate (APR), application fee, appraisal fee, HUD-1 Uniform Settlement Statement, Loan origination fees, point, Points (also called discount points), Prepayment penalty/prepayment premium, Unpaid Principal Balance (UPB)