Balance transfer

The process of moving an outstanding balance from one credit card to another. This is usually done to obtain a lower interest rate on the outstanding balance. Transfers are sometimes subjected to a Balance Transfer Fee.

The process of moving an outstanding balance from one credit card to another. This transfer is usually done to obtain a lower interest rate on the outstanding balance. Transfers are sometimes subjected to a Balance Transfer Fee.

You make a balance transfer when you use a balance transfer check that we send you or when you contact us to transfer a balance electronically or by phone.

The act of transferring debt from one credit card account to another. Balance-transfer fees may apply.