Certified Check

A personal check drawn by an individual that is certified (guaranteed) to be good. The face of the check bears the words "certified" or "accepted," and is signed by an official of the bank or thrift institution issuing the check. The signature signifies that

• the signature of the drawer is genuine, and
• sufficient funds are on deposit and earmarked for payment of the check.

A personal check drawn by an individual that is certified (guaranteed) to be good. The face of the check bears the words "certified" or "accepted," and is signed by an official of the bank or thrift institution issuing the check. The signature signifies that (1) the signature of the drawer is genuine, and (2) sufficient funds are on deposit and earmarked for payment of the check.

A personal check drawn by an individual that is certified (guaranteed) to be good. The face of the check bears the words "certified" or "accepted," and is signed by an official of the financial institution issuing the check. The signature signifies that:

1. the signature of the drawer is genuine, and
2. sufficient funds are on deposit and earmarked for payment of the check.