Finance terms starting with F

141 terms

Forbearance A temporary period of time during which a regular monthly mortgage payment is reduced or suspended.
Foreclosure A legal process in which property that is collateral or security for a loan may be sold to help repay the loan when the loan is in default.
Foreclosure Prevention steps by which the servicer works with the homeowner to find a permanent solution to resolve an existing or impending loan delinquency.
Foreign currency transaction A foreign currency transaction is a purchase and/or cash advance that you make in a foreign currency, i.e. not U.S. dollars.
Foreign exchange (FOREX) Any type of financial instrument that is used to make payments between countries is considered foreign exchange.
Foreign Transaction Fee A fee assessed by your financial institution for making a transaction at another financial institution or bank's ATM.
Forged Check A check on which the drawer's signature has been forged.
Forgery The fraudulent signing or alteration of another's name to an instrument such as a deed, mortgage, or check.
Form ADV All investment advisory firms must register by filing a Form ADV either with the Securities and Exchange Commission if they manage $25 million or more in…
Form W-4, Employee's Withholding Allowance Certificate Completed by the employee and used by the employer to determine the amount of income tax to withhold.
formal tax legislation process This is another term for a proportional tax.
Formula investing When you invest on a set schedule, you're using a technique known as formula investing.
Forward contract A forward contract is similar to a futures contract, in the sense that both types of contracts cover the delivery and payment for a specific commodity at…
Forward price-to-earnings ratio Stock analysts calculate a forward price-to-earnings ratio, or forward P/E, by dividing a stock's current price by estimated future earnings per share.
foster child A foster child is any child placed with a taxpayer by an authorized placement agency or by court order.
Fourth market Institutional investors, including mutual fund companies and pension funds, who trade large blocks of securities among themselves are operating in what's…
Fractional share If you reinvest your dividends or invest a fixed dollar amount in a stock dividend reinvestment plan (DRIP) or mutual fund, the amount may not be enough…
Fraud Alert A key provision of the Fair and Accurate Credit Transactions Act of 2003 is the consumer's ability to place a fraud alert on their credit record.
Freddie Mac Freddie Mac is a shareholder-owned corporation that was chartered in 1970 to increase the supply of mortgage money that lenders are able to make available…
Free cash flow A business's free cash flow statement may differ significantly from its cash flow statement.
Free Checks Number of free transactions allotted to the described account on a monthly basis. If this limit is exceeded, the per-item charge is assessed.
Freedom of Information Act (FOIA) A Federal law that mandates that all the records created and kept by Federal agencies in the executive branch of government must be open for public…
Front-end load A sales charge levied on the purchase of mutual fund units.
Frontrunning If you trade stock or other investments because you know that an upcoming transaction by a third party is likely to affect the market price of the…
Frozen Account An account on which funds may not be withdrawn until a lien is satisfied and a court order or other legal process makes the account available for…
Full faith and credit Federal and municipal governments can promise repayment of debt securities they issue because they can raise money through taxes, borrowing, and other…
Full Replacement Policy A homeowner's policy that pays the full replacement cost, up to the policy maximum, to repair or restore damaged property.
Full Tort With a Full Tort selection, you retain unrestricted rights to bring suit against the negligent party.
Full-service brokerage firm Full-service brokerage firms usually offer their clients a range of services in addition to executing their buy and sell orders.
Fund family A fund family, or family of funds, is a group of mutual funds controlled by a single investment company, bank, or other financial institution.
Fund network Fund networks, sometimes called fund supermarkets, offer access to thousands of different mutual funds from many of the major fund families.
Fund of funds (FOF) A fund of funds is a pooled investment, such as a mutual fund or a hedge fund, whose underlying investments are other funds rather than individual…
Fundamental analysis Fundamental analysis is one of two primary methods for analyzing a stock's potential return.
Funds Receivable Filers and their spouses and dependent children may also serve as the lender for a loan, which is a receivable account.
Funeral Benefit This coverage pays, up to a certain dollar amount, money for funeral expenses if you or a family member dies as a result of an auto accident.
Fungible When two or more things are interchangeable, can be substituted for each other, or are of equal value, they are described as fungible.
Furnisher An entity that provides information about a consumer to a consumer reporting agency for inclusion in a consumer report.
Futures Contracts to buy or sell specific quantities of a commodity or financial instrument at a specified price with delivery set at a specified time in the…
Futures Commission Merchant (FCM) A futures commission merchant (FCM) is a person or a firm that acts as an agent to execute buy or sell orders for futures contracts or commodity options.
Futures contract Futures contracts, when they trade on regulated futures exchanges, obligate you to buy or sell a specified quantity of the underlying product for a…
Futures exchange Traditionally, futures contracts and options on those contracts have been bought and sold on a futures exchange, or trading floor, in a defined physical…