ExpertGlossary terms starting with M

2,540 terms

  1. Mortgage Insurance Money paid to insure the lender against loss due to foreclosure or loan default.
  2. Mortgage Insurance (MI) insurance that protects lenders against losses caused by a rhomeowner's default on a mortgage loan.
  3. Mortgage insurance company A company that insures, to lenders, conventional loan repayment in the event of default and/or foreclosure.
  4. Mortgage Insurance Premium (MIP) The amount paid by a borrower for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private…
  5. mortgage interest The interest rate charge for borrowing the money for the mortgage. It is used to calculate the interest payment on the mortgage each month.
  6. Mortgage Interest Deduction The interest cost of a mortgage, which is a tax - deductible expense. The interest reduces the taxable income of taxpayers.
  7. Mortgage Lender A mortgage lender means a person engaged in the business of making mortgage loans in such person's own name utilizing such person's own funds or by…
  8. Mortgage Life and Disability Insurance Term life insurance bought by borrowers to pay off a mortgage in the event of death or make monthly payments in the case of disability.
  9. Mortgage life insurance Term life insurance paid by the borrower in which the amount of coverage decreases as the mortgage balance declines.
  10. Mortgage Loan A loan made by a lender to a borrower for the financing of real property.
  11. mortgage loan originator A mortgage loan originator means an individual who is employed or retained by, or otherwise acts on behalf of, a mortgage lender, mortgage correspondent…
  12. Mortgage Modification a change in the terms of a loan, usually the interest rate and/or term, in response to the homeowner's inability to make the payments under the existing…
  13. Mortgage Note A legal document obligating a borrower to repay a loan at a stated interest rate during a specified period; the agreement is secured by a mortgage that is…
  14. Mortgage Payment the amount of money paid on a monthly basis for principal, interest, property taxes, hazard insurance and homeowner’s association fees, if applicable.
  15. Mortgage Payment Guideline the calculation within HAMP that helps determine a homeowners eligibility. It is calculated as 31% of the homeowner’s current monthly gross income.
  16. Mortgage pool A collection of loans of similar nature which are sold as a unit in the secondary market or used to back a security which is then sold in the capital…
  17. Mortgage Qualifying Ratio Used to calculate the maximum amount of funds that an individual traditionally may be able to afford. A typical mortgage qualifying ratio is 2836.
  18. Mortgage Rate The cost or the interest rate you pay to borrow the money to buy your house.
  19. Mortgage Score A score based on a combination of information about the borrower that is obtained from the loan application, the credit report, and property value…
  20. Mortgage servicing Performing the necessary duties of a mortgagee, such as collecting payments, releasing the lien upon payment in full, foreclosing if in default, and…
  21. mortgage term The length of time that a mortgage is scheduled to exist. Example: a 30-year mortgage term is for 30 years.
  22. mortgage-backed securities Securities issued by government-related agencies that buy up mortgage loans from lenders such as banks and savings and loan associations.
  23. Mortgage-Backed Securities (MBS) MBS are debt securities that represent claims to the cash flows from pools of mortgage loans, most commonly on residential property.
  24. Mortgage-backed Security Ownership claim in a pool of mortgages or an obligation that is secured by such a pool.
  25. Mortgage-Backed Security (MBS) ​A mortgage‐backed security (MBS) is an asset‐backed security or debt obligation that represents a claim on the cash flows from mortgage loans, most…
  26. Mortgagee The lender in a mortgage loan relationship.
  27. Mortgagor The borrower in a mortgage loan relationship. (Property is used as collateral to make payment.)
  28. Mortis causa In expectation of death.
  29. Morula A solid mass of cells that resembles a mulberry and result from the cleavage of an ovum.
  30. MOS Model Output Statistics - the Hydrometeorological Center (HPC) produces a short range (6 to 60 hours) MOS guidance package generated from the NGM, GFS…
  31. Mosaic A web browser popular before the introduction of Netscape and Internet Explorer.
  32. Moscow BMD System The Soviet exoatmospheric system using the Dog House and Cat House phased-array radars for long-range acquisition.
  33. MOSHED Multi-planar Organic Scintillator High Energy Detector.
  34. mosquito noise In a video display, distortion sometimes seen around the edges of moving objects, and characterized by moving artifacts around edges and/or by blotchy…
  35. Mosquitofish The common name of Gambusia affinis (Baird and Gunther). A small fish found in practically all ponds.
  36. Mosses Low-growing, nonvascular plants that are common to moist habitats.
  37. most significant bit In a binary code, the bit or bit position that is assigned to, or represents, the largest quantity or increment that can be represented by the code.
  38. Mostly Clear When the 1/8th to 2/8ths of the sky is covered by with opaque (not transparent) clouds.
  39. Mostly Cloudy When the 6/8th to 7/8ths of the sky is covered by with opaque (not transparent) clouds. Same as Considerable Cloudiness .
  40. Mostly Sunny When the 1/8th to 2/8ths of the sky is covered by with opaque (not transparent) clouds Same as Mostly Clear, except only applicable during daylight hours.
  41. MOSTT Mosaic Optical Sensor Technology Testbed .
  42. motexafin gadolinium (moh-TEK-suh-fin GA-doh-LIH-nee-um) A substance being studied in the treatment of cancer.
  43. motexafin lutetium A substance that is being studied in the treatment of cancer using photodynamic therapy. It belongs to the family of drugs called metallotexaphyrins.
  44. Mothballed capacity A power plant that is out-of-service, but is being maintained in such a condition that an operator can bring it back into service.
  45. mother plant See: donor plant.
  46. MOTIF A conserved sequence of nucleotides or amino acids that can be associated with some function of, respectively, a length of DNA or a protein.
  47. Motion A formal, written request filed with the court. Motions are made in court all the time for many purposes: to continue (postpone) a trial to a later date…
  48. motion compensation Interframe coding that (a) is used to compress motion of video images and (b) uses an algorithm to examine a sequence of image frames to measure the…
  49. Motion for judgment of acquittal The court, on motion of a defendant or on its own motion, must order the entry of a judgment of acquittal if the evidence on a given charge is…
  50. Motion for new trial The Federal Rules of Criminal Procedure allow the defendant to file a motion for a new trial within seven days of a verdict or finding of guilt by a judge.
  51. Motion in Limine A motion made prior to trial by counsel or the pro se litigant requesting that information which might be prejudicial not be allowed in a case.
  52. motion response degradation The deterioration of motion video quality, resulting in a loss of perceived spatiotemporal resolution.
  53. Motion to Dismiss A motion by the defendant, prior to trial or during trial, to dismiss the case due to claimed defects or flaws in the plaintiff’s pleadings or based on…
  54. motion to lift the automatic stay A request by a creditor to allow the creditor to take action against the debtor or the debtor's property that would otherwise be prohibited by the…
  55. motion to proceed to consider A motion, usually offered by the Majority Leader to bring a bill or other measure up for consideration.
  56. Motion to Quash This is the request of a tenant that the Court quash, or stop, the writ, usually temporarily until a court hearing on whether or not the tenant has a good…
  57. motion video In video systems, temporally varying visual imagery intended to communicate or to convey movement or change.
  58. motion-related artifacts Distortion of motion video potentially observable by the viewer. In some instances, the distortion becomes more observable with increased motion.
  59. Motor In medicine, having to do with the movement of body parts.
  60. Motor efficiency The ratio of energy delivered by a motor to the energy supplied to it during a fixed period or cycle.
  61. Motor gasoline A complex mixture of relatively volatile hydrocarbons, with or without small quantities of additives, obtained by blending appropriate refinery streams to…
  62. Motor Speed The number of revolutions that the motor turns in a given time period (i.e. revolutions per minute, rpm).
  63. Motor-Voter Bill Nickname for the National Voter Registration Act, a bill passed by Congress in 1993 that lets US citizens register to vote when they apply for a driver's…
  64. MOTR Multiple Object Tracking Radar.
  65. Motrin (MOH-trin) A drug used to treat fever, swelling, pain, and redness by preventing the body from making a substance that causes inflammation.
  66. MOTS Military Off the Shelf.
  67. MOU Memorandum of Understanding.
  68. mount To make the file system on a particular device accessible by attaching it to the file hierarchy.
  69. Mount Pinatubo A volcano in the Philippine Islands that erupted in 1991. The eruption of Mount Pinatubo ejected enough particulate and sulfate aerosol matter into the…
  70. Mount Point A mount point is a directory on a volume that an application can use to "mount" (set up for use) a different volume.
  71. Mount Wilson Magnetic Classifications In solar-terrestrial terms, a classification system for sunspots: Alpha: Denotes a unipolar sunspot group.
  72. Mount/Mounting The process of making off-line data available for on-line processing. For example, placing a magnetic tape in a drive and setting up the software to…
  73. Mountain Wave The wavelike effect, characterized by updrafts and downdrafts, that occurs above and behind a mountain range when rapidly flowing air encounters the…
  74. Mountain Wind System The system of diurnal winds that forms in a complex terrain area, consisting of mountain-plain, along-valley, cross-valley and slope wind systems.
  75. Mountain-Plain Wind System A closed, large-scale, thermally driven circulation between the mountains and the surrounding plain.
  76. Mountainado A vertical-axis eddy produced in a downslope windstorm by the vertical stretching of horizontal roll vortices produced near the ground by vertical wind…
  77. mouse A hand-controlled hardware device for interacting with a computer terminal or entering data from a digitizer.
  78. Mouse embryonic fibroblast (MEF) Mouse embryonic fibroblast cells are used as feeder cells when culturing pluripotent stem cells.
  79. mouse model The use of special strains of mice to study a human disease or condition, and how to prevent and treat it.
  80. Mouseover Where hovering the mouse over a text or graphic link without clicking displays something new on the page.
  81. MOV Move
  82. Movable Bed A stream bed made up of materials readily transportable by the stream flow.
  83. Movable genetic element (See Transposon.)
  84. Movable Insulation A device that reduces heat loss at night and during cloudy periods and heat gain during the day in warm weather.
  85. movable shelving See mobile-aisle system.
  86. Movable Type For sale blogging software which allows you to host a blog on your website. Movable Type is typically much harder to install that Wordpress is.
  87. Movant A party making a motion.
  88. move The task of moving an object from one location to another, such as moving a mailbox from one server to another.
  89. Moveable Bed Streams These are most common in the arid West, where steep slopes and lack of vegetation result in a lot of erosion.
  90. MOVG moving
  91. Moving average A moving average of securities prices is an average that is recomputed regularly by adding the most recent price and dropping the oldest one.
  92. moxibustion (MOK-sih-BUS-chun) In traditional Chinese medicine, a type of heat therapy in which an herb is burned on or above the skin to warm and stimulate an…
  93. moxifloxacin (MOK-sih-FLOK-suh-sin) A drug used to treat bacterial infections. It is a type of fluoroquinolone. Also called Avelox and moxifloxacin hydrochloride .
  94. moxifloxacin hydrochloride (MOK-sih-FLOK-suh-sin HY-droh-KLOR-ide) A drug used to treat bacterial infections. It is a type of fluoroquinolone. Also called Avelox and moxifloxacin.
  95. Mozilla Firefox Mozilla Firefox is a web browser that has steadily grown in popularity over the last few years.
  96. MP3 A standard wave file format (with a ".wav" file extension) for digitally encoded and compresses music files (similar to the format used for CD music…
  97. MP470 A substance being studied in the treatment of several types of cancer. It blocks the action of certain enzymes involved in cell growth and the repair of…
  98. MPA (1) Main Political Administration (USSR term). (2) Maintenance Planning Analysis (ILS term).
  99. MPEG-1 & -2 Two different standards for full motion video to digital compression/decompression techniques advanced by the Moving Pictures Experts Group.
  100. MPEP Manual of Patent Examining Procedure