Direct investment positionThe value of direct investors' equity in, and net outstanding loans to, their affiliates.
Direct investment position at current costA measure of the value of direct investors' equity in, and net outstanding loans to, their affiliates in which the equity portion of the position is…
Direct investment position at historical costA measure of the value of direct investors' equity in, and net outstanding loans to, their affiliates in which the direct investors' investment is valued…
Direct investment position at market valueA measure of the value of direct investors' equity in, and net outstanding loans to, their affiliates, in which the equity portion of the position is…
Direct purchase plan (DPP)Some publicly held companies offer a direct purchase plan that lets you purchase their stock directly without using a broker.
Direct requirements tableA table in the input-output (I-O) accounts that shows the input of commodities that an industry requires to produce a dollar of output.
Direct RolloverThe taxable portion of a retirement plan distribution (refund) may be eligible for a tax-deferred rollover to an IRA, a 401(k) plan, a 401(a) plan, a…
direct taxA tax that cannot be shifted to others, such as the federal income tax.
Directly estimated methodProcedure for estimating Federal government purchases based on data from the budget and from the Monthly Treasury Statement.
Directly priced methodProcedure for estimating Federal government purchases by multiplying the delivered quantity by the price paid.
Disability Determination ProviderThis provider evaluates the Retirement Systems’ disability claims and submits a recommendation to the Retirement Systems’ Medical Board.
Disability RetirementA retirement annuity under a defined benefit plan for active contributing members of the Retirement Systems who become disabled and whose disability is…
disclosureA disclosure document explains how a financial product or offering works. It also details the terms to which you must agree in order to buy it or use it…
DisclosuresCertain information that Federal and State laws require creditors to give to borrowers relative to the terms of the credit extended.
Disclosures (Credit)Certain information that federal and state laws require creditors to give to borrowers relative to the terms of the credit extended.
Disclosures (Deposit)Certain information that federal and state laws require depository financial institutions give to depositors relative to the terms of the deposit account.
DiscountWhen bonds sell for less than their face value, they are said to be selling at a discount.
Discount brokerage firmDiscount brokerage firms charge lower commissions than full-service brokerage firms when they execute investors' buy and sell orders but may provide fewer…
Discount PointSome lenders require you to prepay a portion of the interest due on your mortgage as a condition of approving the loan.
Discount PointsAmount paid to the lender by the borrower or seller to decrease or "buy down" the borrower's interest rate.
Discount rateThe discount rate is the interest rate the Federal Reserve charges on loans it makes to banks and other financial institutions.
discretionPrior formal authorization, frequently referred to as "trading authority," that permits a broker to make transactions in a client's account without having…
Discretionary accountA discretionary account is a type of brokerage account in which clients authorize their brokers to buy and sell securities on their behalf without prior…
DisinflationDisinflation is a slowdown in the rate of price increases that historically occurs during a recession, when the supply of goods is greater than the demand…
DisplacementDisplacement is the replacement of a U.S. worker by an H-1B worker in an essentially equivalent job and occurs within the period beginning 90 days before…
Displacement inquiryDisplacement inquiry is an obligation of H-1B dependent employers and/or willful violators when they desire to place an H-1B (excluding H-1B1 or E-3)…
Display WindowThe large glazed portion of the storefront, and the associated framing, above the bulkhead and below the transom, extending from pier to pier.
Disposable personal incomeTotal after-tax income received by persons; it is the income available to persons for spending or saving.
Dispute resolutionDispute resolution - sometimes called alternative dispute resolution - refers to methods of resolving conflicts between parties or individuals that…
DistributionThe sale of securities. Also refers to a sum payable to shareholders representing their share of profits.
DiversificationThe investment in a number of different securities. To reduce the risk of loss inherent in investing.
Diversified Mutual FundThis is a mutual fund that does not have a stated policy of concentrating its investments in one industry, business, single country other than the U.S.
dividend fundA mutual fund that holds preferred and common stock that generally pay regular dividends.
Dividend payout ratioYou can calculate a dividend payout ratio by dividing the dividend a company pays per share by the company's earnings per share.
Dividend receipts from the rest of the worldReceipts received by U.S. residents of dividends from foreign corporations plus earnings distributed by unincorporated foreign affiliates to their U.S.
Dividend reinvestment plan (DRIP)Many publicly held companies allow shareholders to reinvest dividends in company stock or buy additional shares through dividend reinvestment plans, or…
Dividend yieldIf you own dividend-paying stocks, you figure the current dividend yield on your investment by dividing the dividend being paid on each share by the…
DividendsPayments in cash or other assets, excluding the corporation's own stock, made by corporations located in the United States and abroad to stockholders who…
DivisionDivision means the Wage and Hour Division (WHD) of the U.S. Department of Labor.
Divorce Decreelegal ruling by a court which, among other things, assigns obligations for the payment of various debts.
Document RecordingAfter closing on a loan, certain documents are filed and made public record. Discharges for the prior mortgage holder are filed first.
Dogs of the DowIf you follow a Dogs of the Dow investment strategy, you buy the ten highest-yielding stocks in the Dow Jones Industrial Average (DJIA) on the first of…
Dollar cost averagingA principle of investing where equal dollar amounts are invested in a share or unit at regular intervals in the hope of reducing the average cost by…
DomicileYour domicile is your permanent residence, which you demonstrate by using it as your primary home, holding a driver's license using that address, and…
Domini Social Index 400The Domini Social Index 400 is a market capitalization weighted index that tracks the performance of companies that meet a wide range of social and…
DoricOne of five classical orders, recognizable by its simple capital. The Greek Doric column has a fluted shaft and no base; the Roman Doric column may be…
DormerA vertical structure, usually housing a window, that projects from a sloping roof and is covered by a separate roof structure.
Double bottomDouble bottom is term that technical analysts use to describe a stock price pattern that, when depicted on a chart, shows two drops to the same dollar…
Double deflationTechnique for estimating real value added by industry in the gross domestic product (GDP)-by-industry accounts.
Double hungA type of window with two sash, each sliding on a vertical track.
Double topDouble top is term that technical analysts use to describe a stock price pattern that, when depicted on a chart, shows two gains to the same dollar level…
Dow Jones 65 Composite AverageThis composite of three Dow Jones averages tracks the stock performance of 65 companies in two major market sectors and the benchmark DJIA.
Dow Jones Industrial Average (DJIA)The Dow Jones Industrial Average (DJIA), sometimes referred to as the Dow, is the best-known and most widely followed market indicator in the world.
Dow Jones Transportation AverageThe Dow Jones Transportation Average tracks the performance of the stocks of 20 airlines, railroads, and trucking companies.
Dow Jones Utility AverageThe Dow Jones Utility Average tracks the performance of the stocks of 15 gas, electric, and power companies, and is one of the components of the Dow Jones…
Dow Jones Wilshire 5000 IndexThe Dow Jones Wilshire 5000 is a market capitalization weighted index of approximately 7,000 stocks.
Dow theoryDow theory maintains that major market trends depend on how the Dow Jones Industrial Average (DJIA) and the Dow Jones Transportation Average behave.
Down PaymentA down payment is the amount, usually stated as a percentage, of the total cost of a property that you pay in cash as part of a real estate transaction.
DowntickWhen a security sells at a lower price than its previous sale price, the drop in value is called a downtick.
DraftA signed, written order by which one party (the drawer) instructs another party (the drawee) to pay a specified sum to a third party (the payee), at sight…
DraweeThe person (or bank) who is expected to pay a check or draft when it is presented for payment.
Drawee InstitutionThe bank or credit union upon which a check or draft is drawn.
DrawerThe person who writes a check or draft instructing the drawee to pay someone else.
Drip moldingA projecting molding around the head of a door or window frame, often extended horizontally at right angles to the sides of the frame, intended to channel…
drips (dividend reinvestment plan)A plan offered by some companies where the shareholder's dividends are used to purchase additional shares in the company.
Due dateThe due date is the date by which we must receive your payment in order for it to be on time. Your bill lists the due date.
Due on Sale ClauseA provision in a mortgage that allows the lender to demand repayment in full of the outstanding balance if the property securing the mortgage is sold.
due-on-saleA clause in a mortgage or deed of trust allowing a lender to require immediate payment of the balance of the loan if the property is sold (subject to the…
DunnageSupports for air conditioning and other equipment above the roof of a building.