Business terms starting with E

160 terms

E-3 worker E-3 worker is a temporary, nonimmigrant of Australia in a specialty occupation given status to work for an employer by USCIS via Form I-797, Notice of…
Early cessation penalty Early cessation penalty is an amount which (although fixed or stipulated in the contract by the parties) is not a reasonable approximation or estimate of…
Early withdrawal If you withdraw assets from a fixed-term investment, such as a certificate of deposit (CD), before it matures, it is considered an early withdrawal.
Early Withdrawal Penalty A charge that is given to holders of fixed –term investments if they withdraw their money before maturity.
Earnable Compensation A rate of compensation purely for working one’s full normal time, not amounts paid on a cash basis.
Earned Income Earned income is contrasted with investment income. It includes wages, salaries, honoraria, commission, professional fees, and other forms of compensation…
Earned Income Credit (EIC) The earned income tax credit (EIC) reduces the income tax of that certain low-income taxpayers would otherwise owe.
Earned premium The portion of a policy premium that has been used to actually buy coverage, or that the insurance company has "earned.
Earned Service Paid employment as an employee during which regular contributions are paid to the Retirement Systems.
Earnest Money Money given to a seller by a buyer to demonstrate the buyer’s good faith. If the deal falls through, the deposit is usually forfeited.
Earnest Money (Deposit) The deposit to show that you're committed to buying the home. The deposit will not be refunded to you after the seller accepts your offer, unless one of…
Earnings In the case of an individual, earnings include salary and other compensation for work you do, as well as interest, dividends, and increases in the value…
Earnings estimate Professional stock analysts use mathematical models that weigh companies' financial data to predict their future earnings per share on a quarterly…
Earnings momentum When a company's earnings per share grow from year to year at an ever-increasing rate, that pattern is described as earnings momentum.
Earnings Per Share (EPS) Earnings per share (EPS) is calculated by dividing a company's total earnings by the number of outstanding shares.
Earnings surprise When a company's earnings report either exceeds or fails to meet analysts' estimates, it's called an earnings surprise.
Earthquake Insurance A type of catastrophic coverage available for an additional premium to repair or replace your property/personal belongings when damaged by an earthquake.
Easement A right to the use of, or access to, land owned by another.
Easements The legal rights that give someone other than the owner access to use property for a specific purpose.
Eave The overhanging edge of a roof.
EBITDA Earnings before interest, taxes, depreciation, and amortization are commonly shortened to EBITDA.
Economic cycle An economic cycle is a period during which a country's economy moves from strength to weakness and back to strength.
Economic development area An area defined by local authorities for govemment-assisted economic programs.
Economic indicator Economic indicators are statistical measurements of current business conditions.
Economy The way a country manages its money and resources (such as workers and land) to produce, buy, and sell goods and services.
Ecotox Thresholds (ET) Ecotox Thresholds (ET) are defined as media-specific contaminant concentrations above which there is sufficient concern regarding adverse ecological…
Education savings account (ESA) You can put up to $2,000 a year into a Coverdell education savings account (ESA) that you establish in the name of a minor child.
EEM Energy Efficient Mortgage; an FHA program that helps homebuyers save money on utility bills by enabling them to finance the cost of adding energy…
Effective Date The date on which an insurance policy becomes effective.
Effective tax rate Your effective tax rate is the rate you actually pay on all of your taxable income.
Efficient market When the information that investors need to make investment decisions is widely available, thoroughly analyzed, and regularly used, the result is an…
Efficient market theory Proponents of the efficient market theory believe that a stock's current price accurately reflects what investors know about the stock.
Egg and dart An ornamental band molding of egg forms alternating with dart forms.
Electronic Banking A service that allows an account holder to obtain account information and manage certain banking transactions through a personal computer via the…
Electronic benefits transfer (EBT) Electronic benefits transfer, or EBT, is a system through which recipients of certain government benefits receive and spend funds electronically, using a…
Electronic bill payment If you have an electronic bill payment arrangement with your bank, your bills are sent to an account you designate and the bank pays them automatically…
Electronic bill presentment If you pay bills online, you may be able to take advantage of electronic bill presentment, a paper-free method of reporting your outstanding charges and…
Electronic Check Conversion Electronic check conversion is a process in which your check is used as a source of information-for the check number, your account number, and the number…
Electronic communications network (ECN) An ECN is an alternative securities trading system that collects, displays, and executes orders electronically without a middleman, such as a specialist…
Electronic Data Gathering, Analysis, and Retrieval System (EDGAR) EDGAR is an electronic database that contains all the corporate financial reports filed with the Securities and Exchange Commission (SEC).
electronic filing (e-file) The transmission of tax information directly to the IRS using telephones or computers.
Electronic funds transfer Electronic funds transfer (EFT) is the means by which financial institutions exchange billions of dollars every day without the physical movement of any…
Electronic Funds Transfer (EFT) The transfer of money between accounts by consumer electronic systems-such as automated teller machines (ATMs) and electronic payment of bills-rather than…
Electronic Funds Transfer Act (EFTA) Signed by President Jimmy Carter in 1978, the act is intended to protect individual consumers engaging in electronic fund transfers (EFTs).
electronic preparation Electronic preparation means that tax preparation software and computers are used to complete tax returns.
Electronic Return Originator (ERO) The Authorized IRS e-file Provider that originates the electronic submission of an income tax return to the IRS.
Electronic Signature (or eSignature) An indication on an electronic record indicating that the signer approves or authorizes the record under the terms stated after going through an…
Elevated Building A building that has no basement and has its lowest elevated floor raised above the ground level by foundation walls, shear walls, posts, piers, pilings…
Elevation A drawing of a face of a building with all the features shown, as if in a single vertical plane
Elevation Certificate A certificate that verifies the elevation data of a structure on a given property relative to the ground level.
Elimination Period If you have disability insurance or long-term care insurance, there's a waiting period, called the elimination period, from the time you become disabled…
Embezzlement In most States, embezzlement is defined as theft/larceny of assets (money or property) by a person in a position of trust or responsibility over those…
Emergency Economic Stabilization Act (EESA) A 2008 statute that authorized the U.S. Department of the Treasury to undertake specific measures to provide stability and prevent disruption in the…
Emergency fund An emergency fund is designed to provide financial back-up for unexpected expenses or for a period when you aren't working and need income.
Emergency Home Finance Act of 1970 The Emergency Home Finance Act of 1970 created Freddie Mac and authorized it to create a secondary market for conventional mortgages.
Emergency Planning and Community Right-to-Know Act (EPCRA) The Emergency Planning and Community Right-to-Know Act (EPCRA), also known as SARA Title III, was enacted in November 1986.
Emergency Program The initial phase of a community's participation in the National Flood Insurance Program.
Emergency Response (ER) The U.S. EPA's Emergency Response (ER) Program coordinates and implements a wide range of activities to ensure that adequate and timely response measures…
Emergency Response Notification System (ERNS) The Emergency Response Notification System (ERNS) is a database used to store information on notifications of oil discharges and hazardous substances…
Emerging market Countries in the process of building market-based economies are broadly referred to as emerging markets.
Emerging markets fund Emerging markets mutual funds invest primarily in the securities of countries in the process of building a market-based economy.
Eminent Domain When a government takes private property for public use. The owner receives payment for its fair market value.
Employ American Workers Act (EAWA) Employ American Workers Act is at section 1611 of the American Recovery and Reinvestment Act of 2009 at page 191 of 407.
Employed, employed by the employer, or employment relationship Employed, employed by the employer, or employment relationship means the employment relationship as determined under the common law, under which the key…
employee Works for an employer. Employers can control when, where, and how the employee performs the work.
Employee Retirement Income Security Act (ERISA) This comprehensive law, best known by the acronym ERISA, governs qualified retirement plans, including most private-company defined benefit and defined…
Employee stock ownership plan (ESOP) An ESOP is a trust to which a company contributes shares of newly issued stock, shares the company has held in reserve, or the cash to buy shares on the…
Employer Employer means a person, firm, corporation, contractor, or other association or organization in the United States which has an employment relationship…
Employer contributions for employee pension and insurance funds Contributions consisting of employer payments (including payments-in-kind) to private pension and profit-sharing plans, publicly administered government…
Employer sponsored retirement plan Employers may offer their employees either defined benefit or defined contribution retirement plans, or they may make both types of plans available.
Employer-Assisted Housing A program in which companies assist their employees in purchasing homes by providing assistance with the down payment, closing costs, or monthly payments.
Employment and Training Administration (ETA) Employment and Training Administration (ETA) is the agency within the U.S. Department of Labor which includes the Office of Foreign Labor Certification…
Employment Authorization Document (EAD) Employment Authorization Document (EAD) is issued by USCIS as evidence that a worker who is not a citizen or a lawful permanent resident is permitted to…
Enclosure That portion of an elevated building below the lowest elevated floor that is either partially or fully shut-in by rigid walls.
Encoding The process used to imprint or inscribe MICR characters on checks, deposits, and other financial instruments.
Encroachment The intrusion onto another's property without right or permission.
Encroachments A structure that extends over the legal property line on to another individual's property.
Encumbrance Any claim on a property, such as a lien, mortgage or easement.
End loan Same or similar to "construction loan." See also "construction loan."
End Review A reviewer assisting another reviewer may End Review to signify that the reviewer has completed review of a financial disclosure report.
End Use A classification system for U.S. exported and imported merchandise based on principal use rather than the physical characteristics of the merchandise.
Endorsement Amendment to the policy used to add, change, or delete coverage. Also referred to as a “rider.”
Endowment Funds Those funds that have been given to the State of Arizona and held in perpetual trust, the investment of which is made on behalf of designated…
Enforcement Action A regulatory tool that the OCC may use to correct problems or effect change in a national bank.
Enframement A general term referring to any elements surrounding a window or door.
Engineer Any individual, partnership, corporation or other legal entity licensed to practice the profession of engineering under the education law of the State of…
English bond A pattern of brickwork with alternate courses of headers and stretchers.
Enhanced index fund An enhanced index fund chooses selectively among the stocks in a particular index in order to produce a slightly higher return.
Entablature A major horizontal member carried by a column(s) or pilaster(s); it consists of an architrave, a frieze, and a cornice.
Enter into employment Enter into employment occurs when workers first make themselves available for work or otherwise come under the control of the employer, such as by waiting…
Enterprise A business, service, or membership organization consisting of one or more establishments under common, direct or indirect, ownership or control.
Enterprises See Enterprise
Entrance recess The recessed opening in the facade leading up to the doorway of a storefront or building entrance.
Environmental Justice (EJ) Environmental Justice (EJ) is the fair treatment and meaningful involvement of all people regardless of race, color, national origin, or income with…
Environmental Protection Agency (EPA) Environmental Protection Agency (EPA) was established as an independent agency on December 2, 1970 during President Nixon's term in office.
Environmental Response Team (ERT) In 1978, the Environmental Response Team (ERT) was established under Section 311 of the Clean Water Act to provide on-site national expert as required by…
Equal Credit Opportunity Act A federal law prohibiting lenders and other creditors from discrimination based on race, color, sex, religion, national origin, age, marital status…
Equal Credit Opportunity Act (ECOA) Prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or…
Equipment and software Investment in equipment and software consists of capital account purchases of new machinery, equipment, furniture, vehicles, and computer software…
Equity Another word for "stock." It represents an ownership interest by shareholders in a corporation.