Out-of-Pocket Costs

Your expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered.

An out-of-pocket expense is any cost or fee for medical services paid by the patient such as copayment or coinsurance. Out-of-pocket expenses will not be reimbursed by the insurance plan.