Health Insurance terms starting with I

18 terms

  1. In Person Assistance Personnel Program Individual or organizations that are trained and able to provide help to consumers, small businesses, and their employees as they look for health coverage…
  2. In-Network Co-Insurance The percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan.
  3. In-Network Co-Payment A fixed amount (for example, $15) you pay for covered health care services to providers who contract with your health insurance or plan.
  4. In-network Coinsurance The percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan.
  5. In-network Copayment A fixed amount (for example, $15) you pay for covered health care services to providers who contract with your health insurance or plan.
  6. In-Network provider A health care provider (such as a hospital or doctor) that is contracted to be part of the network for a managed care organization (such as an HMO or PPO).
  7. Income Level If your 2013 income is below $45,950 for an individual or $94,200 for a family of four, your out-of-pocket payment for health services may be lower.
  8. Independent Medical Review (IMR) A process where expert medical professionals, who have no relationship to your health insurance company or health plan, review specific medical decisions…
  9. Individual Health Insurance Policy Policies for people that aren't connected to job-based coverage. Individual health insurance policies are regulated under state law.
  10. Individual Health Plan A form of health insurance designed to cover just one person (and often immediate family members), as opposed to someone covered by a group plan (see…
  11. Individual mandate A requirement that everyone maintain health insurance coverage. The ACA requires that everyone who can purchase health insurance for less than 8 percent…
  12. Inpatient Care Health care that you get when you're admitted as an inpatient to a health care facility, like a hospital or skilled nursing facility.
  13. Insurance Co-Op A non-profit entity in which the same people who own the company are insured by the company.
  14. Insurance Company An insurance company must be licensed by the Department of Insurance to sell health insurance. The insurer issues policies which outline coverage.
  15. Interest The term interest is used to describe the cost of using money, a right, share, or title in property.
  16. Internal review The review of the health plan's determination that a requested or provided health care service or treatment health care service is not or was not…
  17. Interstate compact An agreement between two or more states. The ACA requires the NAIC to develop standards for voluntary interstate compacts that will permit sales of health…
  18. Investment Income The equity dividends, bond interest, and/or cash interest paid on an investment.