Self-Employment IncomeThe net income you earn from your own trade or business. For example, any net income (profit) you earn from goods you sell or services you provide to…
Self-insuredGroup health plans may be self-insured or fully insured. A plan is self-insured (or self-funded), when the employer assumes the financial risk for…
Self-Insured PlanType of plan usually present in larger companies where the employer itself collects premiums from enrollees and takes on the responsibility of paying…
Service AreaA geographic area where a health insurance plan accepts members if it limits membership based on where people live.
Skilled Nursing CareServices from licensed nurses in your own home or in a nursing home. Skilled care services are from technicians and therapists in your own home or in a…
Skilled Nursing Facility (SNF)Often called a "SNF." A SNF provides medical care under the supervision of a medical professional or technician, and dispenses medications, performs…
Skilled Nursing Facility CareSkilled nursing care and rehabilitation services provided on a continuous, daily basis in a skilled nursing facility.
Small EmployerIn California's insurance code, a small employer is anyone who employs from 2-50 people. The employer(s) can be included in this number.
Small group marketThe market for health insurance coverage offered to small businesses - those with between 2 and 50 employees in most states, including Minnesota.
Social SecuritySocial Security is a federal government program designed to provide income for qualifying retired people, their dependents, and disabled people who meet…
Social Security BenefitsThe amount you get from Social Security Disability, Retirement (including Railroad retirement), or Survivor's Benefits each month.
SolvencyThe ability of a health insurance plan to meet all of its financial obligations.
Special Enrollment PeriodA time outside of the open enrollment period during which you and your family have a right to sign up for job-based health coverage.
Special Health Care NeedThe health care and related needs of children who have chronic physical, developmental, behavioral or emotional conditions.
SpecialistA specialist or specialist unit is a member of a securities exchange responsible for maintaining a fair and orderly market in a specific security or…
Stand-Alone CoverageSome plans already include dental as part of their basic plans. If the plan you select does not include this, you have the option of buying dental…
State Continuation CoverageA state-based requirement similar to COBRA that applies to group health insurance policies of employers with fewer than 20 employees.
State Insurance DepartmentA state agency that regulates insurance and can provide information about health coverage in its state.
State Medical Assistance OfficeA state agency in charge of the state's Medicaid program and can give information about programs in its state that help pay medical bills for people with…
Stop-LossAn insurer may pay 100% of covered benefit charges after you have met your deductible and coinsurance requirements, and your out-of-pocket maximum.
Subsidized CoverageHealth coverage that's obtained through financial assistance from programs to help people with low and middle incomes.
Summary of Benefits and CoverageYou will receive a Summary of Benefits and Coverage when you enroll in your health plan. It describes the benefits and costs associated with your plan.
Summary of Benefits and Coverage (SBC)An easy-to-read summary that lets you make apples-to-apples comparisons of costs and coverage between health plans.
Supplemental Security Income (SSI)A monthly benefit paid by Social Security to people with limited income and resources who are disabled, blind, or 65 or older.